BUSINESS AUDIT
Financial Health Assessment: Understand Your Margins, Cash Flow and Real Position
Many owners know their turnover but not their real margin by product, customer or branch. Cash feels tight even in a good sales month, collections run late, and the books are only looked at when tax or a bank asks. Decisions end up being made on feel.
This assessment is a management review, not a statutory or tax audit. We look at your numbers the way an owner needs to see them: where profit is made, where it leaks, how cash moves, and what the figures say about your next decision.
Discuss your business ↗WHAT WE DO
Practical support,
step by step.
- 01Review profit and loss, balance sheet and bank patterns for the last two or three years
- 02Calculate gross and net margin by product, service line or customer group where data allows
- 03Map your cash cycle: how long from paying suppliers to collecting from customers
- 04Age your receivables and payables and flag overdue accounts and concentration risks
- 05Examine fixed and variable cost structure and identify costs that have grown faster than sales
- 06Check the quality of your bookkeeping and how quickly numbers become available
- 07Review debt, loan servicing and working capital needs at a management level
- 08Suggest simple monthly financial indicators for you to track
WHAT YOU RECEIVE
Outputs you
can use.
- A financial health summary written in plain language
- Margin analysis by product, service or customer segment
- A cash flow and working capital review with receivable ageing
- A list of cost and pricing issues with suggested actions
- A one-page monthly financial dashboard template
Final deliverables depend on the agreed scope.
WHO THIS IS FOR
Owners who want to understand what their numbers mean before expanding, borrowing, repricing or hiring. Final accounting, tax and legal matters should go to your chartered accountant.
LET’S MOVE YOUR BUSINESS FORWARD
